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Disability Insurance

Long Term Disability

This benefit pays a salary to employees who face longer term absences from work because of an illness or injury. The LTD option you choose sets out how long employees must be off work before they can collect benefits and the length of time benefits are payable to disabled employees.

Benefits can be payable of a set number of years, or to age 65. LTD coverage provides 24 hour protection due to illness or injury.

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