Wineries

Capri focuses on providing superior quality insurance products and innovative risk-related solutions to BC wineries. With over 20 years of experience insuring wineries, our team of specialists are able to provide a unique and comprehensive program. We understand our clients’ need for competitively priced programs that include coverage for direct losses to property, stock, lost income, and the timely replacement of assets. We also address specific liability issues relating to enology and viticulture and our program is designed to provide protection against third party claims resulting from your products or service. Capri's winery specialists strive to support the needs of clients in non-insurable areas such as risk management as it relates to loss prevention and safety.

As a company involved in the enology and viticulture industry, you are eligible to participate in a group benefit program specifically designed for your industry. By pooling the combined buying power of the viticulture and enology industry, we are able to offer a benefit program that has traditionally only been available to large groups. This allows you to provide your employees with the type of coverage they deserve, at a cost you can afford. Plan types range from life and health benefits to full plans with disability, dental and pension coverage.

Key coverages offered include the following:

  • Finished stock of wine is insured for selling price
  • Replacement cost on mobile equipment up to 5 years of age
  • Limited guaranteed replacement cost on buildings that have appraised
  • Actual loss sustained business income
  • Choice of 24 months coverage or unlimited indemnity period on business income
  • Host liquor liability included
  • Product recall
  • Tailor made health, disability, dental and pension coverage

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