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Legal Expense Insurance

In an increasingly litigious society, there is a growing need for Canadian companies, associations, professionals and individuals to have affordable access to legal services for events that are not anticipated.


Legal Expense Insurance (LEI) is available to professionals, association members and companies and provides access to legal representation and covers the legal costs of pursuing or defending certain legal actions.  These matters are defined as fortuitous events, or events that are not anticipated.  These can include employment disputes, disciplinary proceedings, regulatory issues, human rights complaints, contract disputes, personal injury claims, criminal charges, landlord & tenant disputes and tax disputes. Such matters are not generally covered by other insurance products such as professional liability / malpractice insurance or commercial liability insurance.

Capri can provide Legal Expense Insurance for the following:

  • Small and Medium Canadian Businesses
  • Associations
  • Regulated Professionals
  • Condominium Corporations
  • Rental Management companies
  • And other identified risks

All products include access to a toll-free Telephone Legal Advisory service.  The service provides unlimited access to a lawyer during normal business hours, 9 am – 5 pm local time for immediate general advice on any commercial or professional matter. Certain programs provide emergency access to a lawyer 24 hours a day. There is also 24 hour Customer Service.

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